USD.AI | CHIP

Overview

◾CHIP is the governance and utility token of USD.AI, a protocol focused on financing AI infrastructure through GPU-backed lending. CHIP holders can participate in governance over protocol parameters, risk and credit policies, fee structures, capital allocation and protocol upgrades. CHIP also supports the protocol's staking and insurance framework through its staking module. USD.AI positions its lending system around physical GPU infrastructure and on-chain credit markets, connecting capital with financing needs in the AI infrastructure sector. CHIP is deployed across supported EVM networks and is designed to coordinate protocol-level decisions rather than represent equity or ownership in the underlying company. ◾USD.AI is an on-chain credit protocol designed around financing AI infrastructure and GPU-backed assets. Its ecosystem includes USDai, sUSDai, CHIP and sCHIP, with the protocol connecting decentralized liquidity to financing arrangements for computing infrastructure. ◾CHIP serves as the governance and utility token. According to USD.AI, holders can participate in decisions covering collateral parameters, risk frameworks, fee structures, curator approvals, treasury allocation and protocol upgrades. CHIP staking also supports the protocol's insurance-related framework. ◾The protocol uses GPU infrastructure as the economic foundation of its lending model. USD.AI describes its approach as financing productive AI hardware and converting associated credit activity into on-chain financial products. Its ecosystem includes integrations across DeFi networks and cross-chain infrastructure. ◾CHIP launched in April 2026. USD.AI's official token information lists a total supply of 10 billion CHIP, with the token initially supported across Arbitrum, Base and Ethereum through its omnichain infrastructure. The project's later ecosystem expansion has added further distribution and DeFi access.

Project features

• GPU-backed lending
• On-chain credit markets
• CHIP governance
• Protocol parameter voting
• Risk policy governance
• Fee and capital governance
• CHIP staking
• Insurance framework support
• Multi-chain token infrastructure